Table of Contents
About the Post
Bank of Baroda invites online applications for recruitment of Human Resource positions on a regular basis for the Corporate & Institutional Credit (C&IC) Department. Candidates will be considered for positions such as Manager, Senior Manager, and Chief Manager based on eligibility and experience.
Vacancy Details
| S.No | Position | Grade / Scale | No. of Posts |
|---|---|---|---|
| 1 | Manager – Credit Analyst | MMG/S-II | 1 |
| 2 | Senior Manager – Credit Analyst | MMG/S-III | 25 |
| 3 | Chief Manager – Credit Analyst | SMG/S-IV | 2 |
| 4 | Senior Manager – C&IC Relationship Manager | MMG/S-III | 16 |
| 5 | Chief Manager – C&IC Relationship Manager | SMG/S-IV | 6 |
Note: The number of vacancies may be modified depending on Bank’s requirement.
Eligibility Criteria (as on 01.10.2025)
| Position | Educational Qualification | Post-Qualification Work Experience |
|---|---|---|
| Manager – Credit Analyst | Graduation (any discipline) + PG Degree/Diploma in Finance or equivalent; OR CA / CMA / CS / CFA | Minimum 3 years in Credit in Public / Private / Foreign Banks / NBFCs |
| Senior Manager – Credit Analyst | Graduation + PG Degree/Diploma in Finance or equivalent; OR CA / CMA / CS / CFA | Minimum 6 years in Credit in Banks / Financial Institutions |
| Chief Manager – Credit Analyst | Graduation + PG Degree/Diploma in Finance or equivalent; OR CA / CMA / CS / CFA | Minimum 8 years in Banks with at least 5 years exposure in Credit Appraisal/Processing in Large/Mid Corporate Credit |
| Senior Manager – C&IC Relationship Manager | Graduation + PG Degree/Diploma in Finance or equivalent; OR CA / CMA / CS / CFA | Minimum 6 years in Banks / Financial Institutions with at least 2 years in Sales / Relationship Management |
| Chief Manager – C&IC Relationship Manager | Graduation + PG Degree/Diploma in Finance or equivalent; OR CA / CMA / CS / CFA | Minimum 8 years in Banks / Financial Institutions with at least 4 years in Sales / Relationship Management |
Age Limit
| Position | Minimum Age | Maximum Age |
|---|---|---|
| All Positions | As per category | As per category (refer below) |
Relaxation in Upper Age Limit
| Category | Age Relaxation (years) |
|---|---|
| SC / ST | 5 |
| OBC (Non-Creamy Layer) | 3 |
| PWD – Gen/EWS | 10 |
| PWD – OBC | 13 |
| PWD – SC/ST | 15 |
| Ex-Servicemen / ECO / SSCO | Gen/EWS: 5; OBC: 8; SC/ST: 10 |
| Persons affected by 1984 riots | 5 |
Application Fee
| Category | Fee |
|---|---|
| General / EWS / OBC | Rs. 850 + Payment Gateway Charges |
| SC / ST / PWD / ESM / DESM / Women | Rs. 175 + Payment Gateway Charges |
Non-refundable, payable online only.
Scale of Pay
| Grade / Scale | Pay Scale (₹) |
|---|---|
| MMG/S-II | 64820 – 2340 – 67160 – 2680 – 93960 |
| MMG/S-III | 85920 – 2680 – 99320 – 2980 – 105280 |
| SMG/S-IV | 102300 – 2980 – 114220 – 3360 – 120940 |
Salary includes allowances, perquisites, and benefits as per Bank’s policies.
Location of Posting
Selected candidates may be posted anywhere in India at the discretion of the Bank.
Selection Process
- Online Application Verification
- Shortlisting
- Interview
- Final Selection
Candidates must maintain a satisfactory credit history (minimum CIBIL 680) at the time of joining.
Important Dates
| Event | Date |
|---|---|
| Start of Online Registration | 10 October 2025 |
| Last Date for Submission & Fee Payment | 30 October 2025 |
Important Links
| Link | URL |
|---|---|
| Apply Online | Click Here |
| Official Notification | Click Here |
| Join WhatsApp Channel | Click Here |
| Join Telegram Channel | Click Here |
| Official Website | Click Here |
Frequently Asked Questions – (FAQs)
Who is eligible to apply for the C&IC HR positions?
Candidates must meet the minimum educational qualifications, post-qualification work experience, and age limits as mentioned in the notification. Graduation in any discipline plus PG/CA/CMA/CS/CFA is required depending on the post.
Can I apply for more than one position?
No, a candidate can apply for only one post. Multiple applications will lead to rejection of all but the latest valid application.
What is the last date to submit the application and pay the fees?
The last date is 30 October 2025. Online registration opens on 10 October 2025.
How much is the application fee, and is it refundable?
Gen/EWS/OBC candidates pay Rs. 850 + charges; SC/ST/PWD/ESM/Women pay Rs. 175 + charges. Fees are non-refundable under any circumstances.
Is there an age relaxation for reserved categories?
Yes. SC/ST – 5 years, OBC – 3 years, PWD – Gen/EWS: 10, OBC: 13, SC/ST: 15. Ex-servicemen and 1984 riot-affected candidates also get relaxation as per the notification.
What is the selection process?
Shortlisting based on eligibility followed by Personal Interview. Candidates must maintain a satisfactory credit history (CIBIL 680+) to be eligible for joining.
Where will I be posted if selected?
Selected candidates can be posted anywhere in India as per the Bank’s discretion.
What is the pay scale and benefits?
Pay scales range from ₹64,820 to ₹1,20,940 depending on the position (MMG/S-II to SMG/S-IV). Additional allowances, benefits, and perquisites are provided as per Bank policy.
Is there a service bond?
Yes, selected candidates must serve the Bank for 3 years or pay ₹5 lakh in lieu of bond breach. Details are shared in the offer letter.
Can I apply if I have an existing loan or poor credit history?
No. Candidates must have a minimum CIBIL score of 680. Those with defaulted loans or negative credit reports will be disqualified.
Stay updated with APSC ORG official website for further details and notifications.
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